SILEHW | Southern Illinois Laborers' & Employers Health & Welfare Fund

Retiree Coverage

Retiree coverage is available through the Southern Illinois Laborers’ & Employers Health & Welfare Fund as outlined below.

Plan C Retiree Benefits

The Trustees have established a retiree plan available to eligible retired members and eligible dependents through the self-payment (direct contribution) provisions of the plan.

Medicare coordination: If a retiree becomes entitled to Medicare prior to attaining age 65, Medicare becomes the primary carrier. When a retiree attains age 65, he/she is no longer covered under the retiree plan.

Direct contribution notices will be mailed to all qualified retirees/dependents on a quarterly basis at the last known address shown on the Fund’s records. It is the obligation of the retiree/dependent to make timely payments to maintain eligibility. Not receiving a notice does not extend the time for making voluntary payments.

Eligibility Requirements

Qualifies for a pension under the Central Laborers’ Pension Fund; and
Has been continuously eligible under the Southern Illinois Laborers’ & Employers Health & Welfare Fund for:
- Five consecutive years immediately prior to the retirement date; or
- Seven out of ten years immediately prior to the retirement date.

See Summary Plan Description Book pg. 24

Plan A Retiree Benefits

The Trustees have established a retiree plan available to eligible retired members and eligible dependents through the self-payment (direct contribution) provisions of the plan. To be eligible, you:

Eligibility Requirements

Must have been covered by an active plan at the time of retirement;
Must be receiving a full pension qualified by IRS;
Must be between the age of 53 and 65 and ineligible for Medicare; and
Must elect coverage when first eligible, and coverage must be continuous and uninterrupted.

See Summary Plan Description Book pg. 22